16 Things That Keep SME Owners Up at Night is a practical guide addressing the most common concerns faced by small and medium-sized business owners. Written in a conversational tone, it tackles real-world issues like economic uncertainty, team management, financial stability, fear of failure, changing markets, compliance burdens, and competitor pressure.

Each of the 16 sections offers down-to-earth, actionable advice to help owners regain control, reduce stress, and improve decision-making. Key themes include improving cash flow, strengthening leadership, embracing innovation, supporting staff wellbeing, managing risk, and planning for uncertainty.

Rather than offering generic solutions, the guide emphasizes reflection, resilience, and real engagement—with staff, customers, and peers. It encourages SME owners to focus on what they can influence, take small consistent actions, and keep learning and adapting through change.

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